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What is a Budget and Why You Need One!

What is a Budget and Why You Need One!

When most people hear the word budget they automatically view it in a negative light. For many, this concept of living with “boundaries” will prevent them from having fun or living life on their terms.  Here is a short list of reasons people tend to avoid doing a...
Money.  Are You Average or Better?

Money. Are You Average or Better?

When I research statistics on money and how we as a culture are doing it shocks me! As a general rule, we are spending too much and not saving nearly enough. When asked if they lived paycheck to paycheck, a whopping 78% said they do and over 70% said that debt is the...